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National Retiree Legislative Network
Importance of Enforcing Guaranteed Issue Right and Medicare Special Enrollment Period
Importance of Enforcing Guaranteed Issue Right and Medicare Special Enrollment Period Employer group and individual Medigap Supplement plans are sold in all 50 states. Insurance companies and company plan administrators may terminate group or individual plans, but federal law mandates Guarantee Issue Right (GIR) and Special Enrollment Period (SEP) protections for Medigap and Medicare Advantage plan beneficiaries. When coverage is…
Retirees Cheated: Federal Law And NAIC Regulations Ignored
Retirees Cheated: Federal Law And NAIC Regulations Ignored The election is over, the $2,000 prescription drug cap is in place but plan D premiums, deductions, and copays in 2025 may be significantly higher. We will report on details later. We are set to lobby for reinsurance protection for derisked pension plans. Also, we are not confident that attacks on Social…
NRLN Guarding Against Surprises to Social Security and Medicare
NRLN Guarding Against Surprises to Social Security and Medicare With the convening of the new 119th Congress last week the NRLN has it eyes on the House and Senate. And after the Presidential inauguration on January 20, we will be watching the administration for anything that could negatively impact older Americans. There was good news on January 7 when House…
President’s Forum No. 152 | November 28 Is an Important Date, Not Only for This Thanksgiving
November 28 Is an Important Date, Not Only for This Thanksgiving As we know, this year Thanksgiving Day is on November 28. Since there has been a great deal in the news about Artificial Intelligence (AI), I decided to give it a try. I asked AI: What has happened in history on November 28th? Over a dozen responses pop up.…
Options for Long-Term Care for Older Adults
As we age, planning for long-term care becomes a priority, especially as we consider how best to support the needs of older adults. The National Retiree Legislative Network (NRLN) recognizes the importance of accessible, reliable resources for retirees and their families, and has compiled an extensive guide to help navigate the complexities of long-term care options. This resource provides invaluable…
Watch Out for Scammers During Medicare Enrollment Period
During the Medicare Enrollment Period which is open until December 7 have your guard up against scammers who want to obtain your Medicare and Social Security information. Scammers pretend to be from Medicare or a healthcare insurance company. Here are tips to prevent you from being a scam victim. If you receive a call from someone claiming to represent Medicare,…
Next Few Years Are Critical for Retirees
A little over a month to the election and who will control the House, Senate and White House are up in the air. It is looking like, though, one party will not control all three chambers, which means they must work together and negotiate something that seems particularly hard lately. For retirees, the next few years are critical in that…
Medicare Open Enrollment Began on October 15
The Medicare Open Enrollment Period begins this week on October 15 and continues through December 7. Whether you have original Medicare with prescription and supplement plans, or Medicare Advantage (MA), during the fall enrollment period, you can shop on www.Medicare.gov to sign up for new coverage or change your plan. You can switch from original Medicare to MA (or vice…
Social Security Announces 2.5% Benefit Increase for 2025
Social Security benefits and Supplemental Security Income (SSI) payments for more than 72.5 million Americans will increase 2.5% in 2025, the Social Security Administration announced on Friday, October 10. On average, Social Security retirement benefits will increase by about $50 per month starting in January. Over the last decade the Cost-of-Living Adjustment (COLA) increase has averaged about 2.6 percent. The…