National Retiree Legislative Network

NRLN’s Latest Podcast

Is Now Available for You to View Below:

When you watch the podcast, Alyson Parker, NRLN Executive Director will inform you about the NRLN’s year-end push to gain passage of:

  • Recoupment
  • Susan Muffley Act
  • Heath Care Tax Credit
  • Pension Surplus Usage
  • Annual Funding Notice

Alyson continued her comments by describing the NRLN process taking place to develop the NRLN’s 2023 Legislative Agenda. She noted that protecting retirees in de-risking (when a company sells its pension plan to and insurance company) will be an NRLN priority in 2023.

Bill Kadereit, NRLN President, opened his section of the live podcast with comments on Medicare Advantage (MA) plans. He said MA competition with Medicare was approved by Congress because insurance companies promised they could perform better.

In the last section of the live podcast, Ed Beltram, NRLN VP-Communications, presented questions from NRLN members for Alyson and Bill to answer.

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AmazonSmile Program to Benefit the American Retirees Education Program (AREF)

The NRLN board created the American Retiree Education Foundation (AREF) in 2014 as a 501(c)(3) tax-deductible, nonprofit education foundation to expand the research and educational reach of the NRLN and to enable NRLN to sharpen its focus as an organization lobbying for the passage of federal legislation and regulations that benefit retirees.

For example, the white paper on Protecting Pension Assets which is used to educate members of Congress on the need for legislation to prevent pension plan sponsors from using plan assets for non-pension expenses was funded by AREF. Access the white paper here.

You can help fund the AREF without costing you anything extra when you make a purchase online from Amazon through its AmazonSmile program. 


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Need a copy, download it here.

The “Medicare & You” handbook includes items or services covered under a health insurance plan. Covered benefits and excluded services are defined in the plan’s coverage documents.

NRLN Members May Save on Prescriptions with a Discount Card

GoodRx offers free discount card and coupons at:

Click button below for List of Best Prescription Discount Cards for 2022

Check the Congressional Report Card​

NRLN Provides New “Report Card” Feature on Members of Congress.  Do your Senators or Representative support bills that help retirees?

President's Forum

President's Forum 143 - New Congress, New NRLN Legislative Agenda


Bloomberg News reported on January 24 that health insurers are again circulating letters among members of Congress to marshal support for Medicare Advantage (MA), a program where private companies covered seniors’ healthcare with the help of $53 billion in taxpayer rebates in 2022. The Medicare Pricing Policy Committee (MedPAC) reported $57 billion. You may recall that in 2017, I referred to MA plans as Congress’ Trojan Horse, sent to Privatize Medicare. Some scoffed at that prediction then rebates were $20 billion.

The MedPAC’s January 12 report reveals that 2023 rebates to buy more enhanced benefits and to pay more MA premiums will be 20% higher, from $164 per month in 2022 to $196 per month in 2023. It is outrageous that Congress would pay $2,352 a year more for Medicare A & B benefits to insurance companies. These benefits are for 31.9 million in MA plans only but 29.4 million others in original Medicare are denied the same benefits that TV ads call “free”. About 15% of rebate money is kept by insurers to cover overhead and profit.

This year, that $196 will amount to over $75 billion! That’s over $200 million a day from general revenue and part of every nickel we pay in federal income tax, weekly, monthly, quarterly or on April 15, that is handed over to insurance companies. MedPAC reported that MA plans will control 52% of the Medicare market in 2023. I hope you will help us kill that Trojan Horse yet protect those in MA plans from losing what they have.

Bill Kadereit
National Retiree Legislative Network

Blockbuster New York Times Article on Exploitation of Medicare Advantage

by Bill Kadereit, President | National Retiree Legislative Network

For several years I have researched and written about how Medicare Advantage (MA) has been using federal government subsidies to offer special benefits that are denied to original Medicare enrollees. In my latest position paper (August 17, 2022), I noted that MA will cost taxpayers $53 billion in 2022 and the projection is that by 2030 the costs will be $100.8 billion!

The 2022 MedPAC report to Congress stated: “Aggregate Medicare payments to Medicare Advantage plans have never been lower that FFS Medicare spending.” MA payments per enrollee were 104% of original Medicare’s FFS (Fee-for-Service) in 2022.

NRLN Grassroots Network

NRLN Grassroots Network is the name for having support from NRLN members to respond to Action Alerts plus having Region, State and Congressional District leaders to support the NRLN’s Washington, D.C. lobbying efforts.


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Year 2022, on – Following the Money in Politics

Congress Must Take Action to Prevent Cuts to Medicare Home Health Care

Urge your Representative and Senators to pass the Preserving Access to Home Health Act of 2022 to prevent a permanent 7.69% cut ($1.33 billion) cut to Medicare home health care beginning in 2023.

In the News

The articles and opinion pieces below are for information and are not necessarily a reflection of the NRLN’s position on issues.

The NRLN is nonpartisan and its positions on retirement issues are presented in its Legislative Agenda and white papers that can be accessed from under the Legislative Agenda tab on the website main menu.

Feds Expect to Collect $4.7B in Insurance Fraud Penalties By Associated Press – Jan 30, 2023

House GOP grits its teeth for the ‘big lift’: A budget battle By Caitlin Emma, Politico – Jan 30, 2023

Prospect for passing policing legislation in Congress remains low By Jessica Dean and Ted Barrett, CNN – Jan 30, 2023

How the Supreme Court could soon change free speech on the internet By Lauren Feiner, CNBC – Jan 30, 2023

Medicare Will Save U.S. Billions Negotiating Drug Prices By Cara Murez, U.S. News – Jan 30, 2023

President Biden to End COVID-19 Emergencies on May 11By U.S.News – Jan 30, 2023

6 tips to lower dementia risk From Advisory Board – Jan 30, 2023

McCarthy optimistic about agreement with Biden on debt ceiling By Olivia Olander, Politico – Jan 29, 2023

Warner and Rubio together call for document oversight for national security By Olivia Olander and Nicholas Wu, Politico – Jan 29, 2023

No dad jokes here: Newly launched Congressional Dads Caucus to focus on policies for working families By Dareh Gregorian, NBC News – Jan 26, 2023

Medicare negotiating drug prices will likely save the U.S. billions, study says By Berkeley Lovelace, Jr. NBC News – Jan 27, 2023

Is Social Security income taxable by the IRS? Here’s what you might owe on your benefits By Anna Kaufman, USA Today – Jan 28, 2023

House Republicans pass bill to limit drawdowns on Strategic Petroleum Reserve By Richard Carson, Reuters – Jan 27, 2023

FDA Experts Are Still Puzzled Over Who Should Get Which Covid Shots and When By Arthur Allen, Kaiser Health News – Jan 27, 2023

FDA panel votes to change US vaccine strategy From Advisory Board – Jan 27, 2023

PBGC Approves Supplemented SFA Application for GCU 2-C Plan News Release – Jan 27, 2022

PBGC Approves Supplemented SFA Application for Painters Local 466 Plan News Release – Jan 27, 2023

CDC Study: Updated COVID-19 Booster Shots Cut Risk of Symptomatic Infection From XBB.1.5 By Cecelia Smith-Schoenwalder, U.S. News – Jan 25, 2023

Wave of Rural Nursing Home Closures Grows Amid Staffing Crunch By Tony Leys, Kaiser Health News – Jan 25, 2023

Amazon Launches a Subscription Prescription Drug Service By Steven Senne, U.S. News – Jan 23, 2023

Laser Treatment Might Help Prevent Common Forms of Skin Cancer From HealthDay – Jan 24, 2023

10 nutrition myths, debunked From Advisory Board – Jan 24, 2023

Inside FDA’s plan for annual COVID-19 boosters From Advisory Board – Jan 24, 2023

Provider directories are often imperfect. (So are the proposed solutions.) By Nora Tepper, Modern Healthcare – Jan 24, 2023

U.S. Proposes to Make COVID Shot Annual, Much Like Flu Shot From HealthDay – Jan 23, 2023

What liquid biopsies could mean for cancer treatment and disease monitoring From Advisory Board – Jan 23, 2023

Trump to GOP: Don’t touch Medicare or Social Security in debt ceiling fight By Meridith McGraw, Politico – Jan 20, 2023

How much alcohol is healthy? ‘No amount,’ these guidelines warn. From Advisory Board – Jan 20, 2023

CMS will begin auditing nursing homes that overprescribe antipsychotic medications From Advisory Board – Jan 20, 2023

Poll Finds Nearly Half of Americans Unprepared for Medical Emergency By Physician’s Briefing Staff – Jan 20, 2023

Body Mass Index Tied to Multiple Myeloma Survival By Lori Solomon, HealthDay Reporter – Jan 20, 2023

Statement on SFA Application submitted by Bakery Drivers Local 550 Pension Fund PBGC Press Release – Jan 20, 2023

What’s Up with Medicare Advantage Ads? Center for Retirement Research at Boston College – Jan 19, 2023

As U.S. hits debt ceiling, here’s what it could mean for Social Security and Medicare By Lorie Konish, CNBC – Jan 19, 2023

Debt ceiling: Here’s what you should know as threat of default looms By Tami Luhby, CNN – Jan 19, 2023

The 250 ‘Best Hospitals’ in 2023, according to Healthgrades From Advisory Board – Jan 19, 2023

What you need to know about Moderna’s new RSV vaccine From Advisory Board – Jan 19, 2023

Studies Show That Medicaid Expansion Helps Hospitals and Providers By Julie Carter, Medicare Rights – Jan 19, 2023

What Role Does Marketing Play in Medicare Decision-Making? By Julie Carter, Medicare Rights – Jan 19, 2023

Biden-Harris Administration Takes Additional Steps to Strengthen Nursing Home Safety and Transparency MS Press Release – Jan 18, 2023

Patients who can’t get weight-loss drugs are turning to risky sources From Advisory Board – Jan 18, 2023

4 ways to boost your immune system this winter From Advisory Board – Jan 18, 2023


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