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NRLN Works to Protect Your Retirement Security

The National Retiree Legislative Network (NRLN) works to enact federal legislation to protect employer-sponsored pensions, health care benefits and keep Social Security and Medicare strong.

With support from more than 2 million members and Washington, D.C. staff, the NRLN identifies and rallies support for federal legislation that will guarantee fair and equitable treatment of retirees from the private and public sectors. Learn more about the NRLN and legislation important to retirees by clicking on the "About Us" and "Legislative" links above.

The NRLN recently created the American Retirees Education Foundation (AREF) with a mission is to research, educate and inform retirees, future retirees and the general public on how best to protect and promote retirement income security and retiree health care. Contributions to AREF are tax deductible.

To learn more about the AREF, go to www.SeniorsAREF.org .

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click here to read the NRLN's current Action Alert and send the sample letter to your elected representatives.

enter your 5-digit zip code in the box to identify your U.S. Senators and Representative and compose your own personal message to them.

The NRLN's power to affect legislation comes from thousands of retirees like you making your voice heard in our nation's capital. Write to your representatives now.

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PRESIDENT'S
 FORUM

University’s Survey on Social Security

I though you would be interested in the results of a new survey on Social Security issues conducted by the Program for Public Consultation at the University of Maryland. The 8,697 participants were selected from a probability-based national panel which also included statewide samples in California, Florida, Maryland, New York, Ohio, Oklahoma, Texas and Virginia.

The content of the survey was vetted for accuracy and balance by Republican and Democratic Congressional staffers, as well as experts from the National Academy of Social Insurance and the American Enterprise Institute. The participants went through a “policymaking simulation” in which they were briefed on the Social Security program and told about the looming shortfall and its causes — the declining number of workers per retiree and the fact that Americans are living longer.

At the core of the survey was the projection that in 2033 the Social Security Trust Fund will not have enough funds to pay the level of benefits that are schedule to be paid by present law. Benefits would then be financed from current payroll taxes only and would drop by 23 percent. Survey participants were asked to consider approaches for dealing with this shortfall and provide their responses to options on both reducing benefits and increasing revenues.

The conclusions from the survey suggests was there are four steps that would resolve at least two-thirds of Social Security’s project shortfall.

  1. Raising the cap on income subject to the payroll from the current $118,000 to $215,000 was the most popular option with 88 percent of respondents supporting this nationally, including 84 percent of Republicans and 92 percent of Democrats. In addition, 59 percent went further, saying they would support eliminating the cap on taxable earnings entirely.
  2. Seventy-six percent also approved of raising the payroll tax from 6.2 to 6.6 percent (72 percent of Republicans, 80 percent of Democrats).
  3. Reducing benefits for the top 25 percent of lifetime earners received 76 percent support, including 72 percent of Republicans and 81 percent of Democrats. (The 25 percent was not identified in annual income dollars.)
  4. Gradually raising the retirement age to 68 years old. This step elicited 79 percent approval (81 percent of Republicans, 78 percent of Democrats).
I would be interested in hearing from you (at president@nrln.org) on whether you agree or disagree with the survey’s results.

The full report on the survey can be accessed at: http://vop.org/wp-content/uploads/2016/10/SS_2016_Report.pdf

The Program for Public Consultation has the survey online if you would like to experience the “policymaking simulation” process. Your answers would not be recorded as part of the survey but the process does provide a way for your answers to be sent to your members of Congress. A word of caution, the survey is very detailed and long (approximately 50 separate pages). The questionnaire can be accessed at: http://research.cfrinc.net/vop16159pub/.

Bill Kadereit, President
National Retiree Legislative Network




report card

NRLN Provides New “Report Card” Feature on Members of Congress

NRLN has introduced a “report card” for each state that shows whether the U.S. Representatives and Senators have supported bills in Congress advocated by the NRLN. Read all about it here.


NRLN members are saving big with the Free Health Savings Rx Card℠

The NRLN has arranged to offer you a Health Savings Rx Card™, at NO COST, that offers you and your family savings on prescription drugs, plus vision and hearing services and products.Click here to access the Rx Savings Card℠ website.If you do not already have a Health Savings Rx Card℠ you will need to create your personal login and then printout your free card. Savings information for prescription drugs, vision and hearing services and products is available through the links under the Savings Plus tab.

NRLN IS WORKING FOR YOU

The NRLN regularly informs members by email about important information. If you did not receive an email with the NRLN President’s Forum message or an Action Alert posted on this home page, possibly you mistakenly “unsubscribed” on one of our emails or you have a new email address that is not in the NRLN’s database. You will no longer hear from us unless you “re-subscribe”. To “re-subscribe”, click here.


focusmast

Click here to read the FALL 2016 issue of the NRLN FOCUS Newsletter


action alert

NRLN Action Alert – Stop the Effort to Privatize Medicare

Tell your members of Congress stop the effort to privatize Medicare through a “permium support” plan that seniors would pay to insurance companies. This would certainly lead to seniors paying more for health care. Please email the NRLN’s sample letter to your Representative and Senators to urge them to prevent the privatization of Medicare.


NRLN 2016 Survey Results

Between May 2 and June 5, 2016, there were 6,737 NRLN grassroots advocates who participated in all or parts of the 2016 NRLN Future Directions Survey. The data in the survey will help the NRLN and its retiree associations and chapters gain a better understanding of what is important to retirees and future retirees plus indicating whether the right priorities are set. The responses to questions where personal comments were given or personal contact information was provided are not included. Click here to view survey results.


Pain around the Corner – Pensions

(May 5, 2016) When the NRLN issues an Action Alert we can tell from statistics produced in our database that some do not open the email and a number of those who do don’t follow up and send a letter to their members of Congress. It is regrettable that some individuals are insulated and unconcerned about the need to advocate legislation for important retirement issues. This message, Pain around the Corner – Pensions, is the first in a series of emails from me to address the need to protect pensions, Social Security, Medicare, and reduce the cost of health care, particularly the skyrocketing cost of prescription drugs.

Only legislation passed by Congress and signed into law by the President can address the need to protect pensions. Legislation is needed to force pension plan sponsors to obtain federal agency approval before merging a well-funded pension plan with one or more lower-funded plans to avoid having to contribute money to shore up the lower funded plans. Read more...


PENSION FUND RALLY

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