NRLN Works to Protect Your Retirement Security

The National Retiree Legislative Network (NRLN) works to enact federal legislation to protect employer-sponsored pensions, health care benefits and keep Social Security and Medicare strong.

With support from more than 2 million members and Washington, D.C. staff, the NRLN identifies and rallies support for federal legislation that will guarantee fair and equitable treatment of retirees from the private and public sectors. Learn more about the NRLN and legislation important to retirees by clicking on the "About Us" and "Legislative" links above.

The NRLN recently created the American Retirees Education Foundation (AREF) with a mission is to research, educate and inform retirees, future retirees and the general public on how best to protect and promote retirement income security and retiree health care. Contributions to AREF are tax deductible.

To learn more about the AREF, go to .

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click here to read the NRLN's current Action Alert and send the sample letter to your elected representatives.

enter your 5-digit zip code in the box to identify your U.S. Senators and Representative and compose your own personal message to them.

The NRLN's power to affect legislation comes from thousands of retirees like you making your voice heard in our nation's capital. Write to your representatives now.

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New Approach Applied to Fly-In Lobbying

The National Retiree Legislative Network and attendees at the Fall 2016 Fly-In applied a new approach in the way members of Congress and their staffs were lobbied on key retirement issues. Not only were they presented with the traditional executive summaries of the whitepapers that advocated the NRLN’s position on pension protection, but they were handed proposed amendments to existing laws that would accomplish the NRLN’s objectives.

Lawmakers and their staffs were receptive the addition of proposed “legislative language” to the NRLN’s advocacy for:

-- Proposed changes to the Annual Funding Notice (AFN) to make the document received by single-employer pension beneficiaries more easily understood and with information that showed the real status of the funding of their pension plan.

-- Proposed changes to the Employee Retirement Income Security Act (ERISA) that would require advance approval by the Pension Benefits Guaranty Corporation and Department of Labor before two or more pension plans could be merged. The PBGC and/or D.O.L could stop the merger if the security of beneficiaries would the harmed. Currently, a sponsor of pension plans can combine a higher funded plan(s) with a lower funded plan(s) to avoid making a contribution to a lower funded plan(s). The plan sponsor is only required to report the merger of plans after the fact. Without regulatory oversight, a plan sponsor can use pension plans as a form of “financial engineering” for the company.

-- Proposed changes to ERISA were made that would better protect pension plan beneficiaries when corporate Mergers, Acquisitions and Spin-offs of a piece of a company takes place. In the case of M&A, Spin-offs with a foreign corporation, the NRLN proposed that the fiduciary be an American citizen. It was also proposed that the PBGC have more power to capture foreign-owned assets to apply to benefits in the event of termination of a pension plan.

-- Once again, the Fly-In attendees lobbied for Congress to take action against what the NRLN calls “Pension Drug Price Gouging”. We urged members of Congress to pass S. 31 and companion bill H.R. 3061, the Medicare Prescription Drug Price Negotiation Act of 2015 that has been in the Senate Finance committee since Jan. 2015 and in the House Committees on Energy and Commerce and Ways and Means since July 2015.

-- Again, we urged Representatives and Senators to pass S. 122 and companion bill H.R. 2228, the Safe and Affordable Drugs of Canada Act of 2015 that has languished in the Senate’s Health, Education, Labor, and Pensions Committee since Jan. 2015 and the House’s Energy and Commerce Committee since May 2015.

-- On Aug. 26 when I joined 30 NRLN grassroots advocates in Conroe, TX for a town hall meeting with Rep. Kevin Brady, Chairman of the House Ways and Means committee, we learned that in 2003 Congress passed the Medicare Prescription Drug Improvement, and Modernization Act that gave the Secretary of Health and Human Services the authority to authorize the importation of safe, less costly prescription drugs for personal use from our northern neighbor.

-- During each appointment on Capitol Hill a letter, similar to the one that I’ve sent to the HHS Secretary, was presented with the request that the Representative or Senator sign the letter, and get signatures from additional lawmakers, and send the letter to Secretary Sylvia Mathews Burwell to urge her to exercise her authority to allow importation of prescriptions drugs from Canada.

At our Monday afternoon, Sept. 26, meeting the Fly-In attendees were briefed on all of the above issues so they would be well prepared to advocate the NRLN’s proposals. Also, on Monday afternoon, four PBGC officials accepted the NRLN’s invitation to make presentations. Each addressed their area of expertise which included projections on the PBGC’s financial capabilities to serve as a safety net for terminated pensions; the PBGC’s 2016 annual guarantee limit for payments to individuals; the PBGC Risk Management and Recovery Maximization activities; Early Warning Program for at-risk pension plans, and information available at

I want to thank the 29 members from six Retiree Associations and six NRLN Chapters who handled more than 60 appointments on Capitol Hill. More details about the Fly-In will be in my Clarion Call Column in the upcoming fall issue of the NRLN FOCUS newsletter. Click here to view a few photos from the Fly-In

Bill Kadereit, President
National Retiree Legislative Network

report card

NRLN Provides New “Report Card” Feature on Members of Congress

NRLN has introduced a “report card” for each state that shows whether the U.S. Representatives and Senators have supported bills in Congress advocated by the NRLN. Read all about it here.

NRLN members are saving big with the Free Health Savings Rx Card℠

The NRLN has arranged to offer you a Health Savings Rx Card™, at NO COST, that offers you and your family savings on prescription drugs, plus vision and hearing services and products.Click here to access the Rx Savings Card℠ website.If you do not already have a Health Savings Rx Card℠ you will need to create your personal login and then printout your free card. Savings information for prescription drugs, vision and hearing services and products is available through the links under the Savings Plus tab.



The NRLN regularly informs members by email about important information. If you did not receive an email with the NRLN President’s Forum message or an Action Alert posted on this home page, possibly you mistakenly “unsubscribed” on one of our emails or you have a new email address that is not in the NRLN’s database. You will no longer hear from us unless you “re-subscribe”. To “re-subscribe”, click here.


Click here to read the FALL 2016 issue of the NRLN FOCUS Newsletter

action alert

NRLN Action Alert – Mr. President, Reduce Prescription Drug Price Gouging

Thirty-three U.S. Representatives have signed and sent a letter to President Barack Obama urging him to take executive action against pharmaceutical price gouging. Because the requests made by the lawmakers address NRLN lobbying issues, please email the NRLN’s sample letter to President Obama to urge him to take action on the requests made by the U.S. Representatives. Email the NRLN’s sample letters to your Representative and Senators to tell them that you believe the fiduciary rule is in the best interest of retirees and workers and efforts to eliminate it should cease.

NRLN 2016 Survey Results

Between May 2 and June 5, 2016, there were 6,737 NRLN grassroots advocates who participated in all or parts of the 2016 NRLN Future Directions Survey. The data in the survey will help the NRLN and its retiree associations and chapters gain a better understanding of what is important to retirees and future retirees plus indicating whether the right priorities are set. The responses to questions where personal comments were given or personal contact information was provided are not included. Click here to view survey results.

Pain around the Corner – Pensions

(May 5, 2016) When the NRLN issues an Action Alert we can tell from statistics produced in our database that some do not open the email and a number of those who do don’t follow up and send a letter to their members of Congress. It is regrettable that some individuals are insulated and unconcerned about the need to advocate legislation for important retirement issues. This message, Pain around the Corner – Pensions, is the first in a series of emails from me to address the need to protect pensions, Social Security, Medicare, and reduce the cost of health care, particularly the skyrocketing cost of prescription drugs.

Only legislation passed by Congress and signed into law by the President can address the need to protect pensions. Legislation is needed to force pension plan sponsors to obtain federal agency approval before merging a well-funded pension plan with one or more lower-funded plans to avoid having to contribute money to shore up the lower funded plans. Read more...




A Letter from 33 Members of Congress to Obama Commends Permitting-Legalizing Importation
By Gabriel Levitt, - Oct 27, 2016

In Washington’s Drug Price Fight, Plenty of Blame to Go Around
By Anna Edney & Robert Langreth; Bloomberg ~ Oct 27, 2016

1 in 4 medical payments now linked to alternative payment models
By Evan Sweeney; FierceHealthcare ~ Oct 267, 2016

Policy Prescriptions: Clinton and Trump on health care
By Ricardo Alonso-Zaldivar; The Associated Press ~ Oct 27, 2016

White House plans ObamaCare push in red states
By Sarah Ferris; The Hill ~ Oct 27, 2016

Health law consumers face least choice in program's history
By Meghan Hoyer & Ricardo Alonso-Zaldivar; The Associated Press ~ Oct 27, 2016

Middle-Income Americans Take The Biggest Hit With ObamaCare
By Grace-Marie Turner ; Forbes ~ Oct 27, 2016

Medicare bars new insurers from ‘seamless conversion’ of seniors’ coverage
By Susan Jaffe; The Washington Post ~ Oct 27, 2016

Americans would take these 4 steps to fix Social Security
By Steven Kull ; The Washington Post ~ Oct 27, 2016

Health Savings Accounts are the answer
By Dan Perrin; The Hill ~ Oct 26, 2016

The Affordable Care Act Is Anything But 'Affordable'
From Jeena Cho; Forbes ~ Oct 26, 2016

ACA’s big price hike reflects challenges of expanding coverage amid political static
By Amy Goldstein; The Washington Post ~ Oct 26, 2016

IRS Announces 2017 Tax Rates, Standard Deductions, Exemption Amounts And More
By Kelly Phillips Erb; Forbes ~ Oct 25, 2016

GOP wants new numbers on ObamaCare subsidies after premium hikes
By Sarah Ferris; The Hill ~ Oct 25, 2016

Q&A: New sign-up season; new woes for Obama health law
By Ricardo Alonso-Zaldivar; The Associated Press ~ Oct 25, 2016

ObamaCare fallout: As premiums rise, so does cost to taxpayers
By Adam Shaw; Fox News ~ Oct 25, 2016

Obamacare spike reflects reemerging and disturbing trend: rising health care costs
By Jeffry Bartash ; MarketWatch ~ Oct 25, 2016

A Quick Guide to Rising Obamacare Rates
By Reed Abelson & Margot Sanger-Katz; The New York Times ~ Oct 25, 2016

Why Obamacare is in political purgatory
By Jeffry Bartash; MarketWatch ~ Oct 25, 2016

ACA must change, Democrats and Republicans say
By Jack Craver; BenefitsPRO ~ Oct 24, 2016

Obamacare Is Draining Our Financial Reserves
From John Mauldin; Forbes ~ Oct 24, 2016

Feds: Most states to see steep ObamaCare rate hikes
By Sarah Ferris; The Hill ~ Oct 24, 2016

IRS Announces Relaxed Retirement Plan Rules For Victims Of Hurricane Matthew
From Kelly Phillips Erb; Forbes ~ Oct 24, 2016

While Obamacare premiums rise, employer-based health plans shift to higher deductibles
By Tracy Seipel; The Mercury News ~ Oct 23, 2016

A Shocking Number of Obamacare Enrollees Are Set to Lose Their Plans in 2017
By Sean Williams; The Motley Fool ~ Oct 23, 2016

Social Security Benefit Formula Robs Older Workers
From William Baldwin; Forbes ~ Oct 23, 2016

Obama Compares Obamacare To Phones That Literally Explode
By Robert Donachie; The Daily Caller ~ Oct 21, 2016

GOP: Obama ‘in denial’ about healthcare law failures
By Sarah Ferris; The Hill ~ Oct 22, 2016

Why Medicare Part D Pays Too Much for Prescription Medicine
Stuard Silverstein, FairWarning – Oct 19, 2016

GOP rebuffs Obama's entreaties to fix health law
By Jennifer Haberkorn; Politico ~ Oct 21, 2016

MACRA: A ‘nightmare’ in 2,400 pages?
By Joanne Finnegan; FierceHealthcare ~ Oct 21, 2016

Election headlines bury need for a discussion on the future of health care
By Seema Verma; The Hill ~ Oct 21, 2016

Social Security: Bring on the hard questions
By Brenton Smith, Orlando Sentinel – Oct 21, 2016

Obama says his departure may fix what ails Obamacare
By Roberta Rampton; Reuters ~ Oct 20, 2016

Obama offers prescription for Affordable Care Act 'growing pains'
By Gregory Korte; USA TODAY ~ Oct 20, 2016

Medicare Wasted $359 Million On Superfluous Chiropractic Treatments
By Robert Donachie; The Daily Caller ~ Oct 19, 2016

13.8M goal set for Obama's final health care sign-up season
By Ricardo Alonso-Zaldivar; The Associated Press ~ Oct 19, 2016

The 27 Million People The Health Law Left Behind
From KHN Morning Briefing; Kaiser Health News ~ Oct 19, 2016

The cash-rich pharmaceutical lobby and the rising cost of drugs for Medicare seniors
By Stuart Silverstein, FW; Florida Bulldog ~ Oct 18, 2016

House Republican doctors: ‘Obamacare is collapsing’
By John Sexton; Hot Air ~ Oct 18, 2016

Simple Choice Option Lets ACA Shoppers Make Apples-To-Apples Comparisons Between Plans
From KHN Morning Briefing; Kaiser Health News ~ Oct 18, 2016

ObamaCare experts: Don't expect fixes in 2017
By Sarah Ferris; The Hill ~ Oct 18, 2016

Latest blow for Obamacare: Health insurance brokers add fees
By Sabriya Rice; The Dallas Morning News ~ Oct 17, 2016

Are some insurers unfairly profiting from Obamacare program?
By Chad Terhune; CNNMoney ~ Oct 17, 2016

The human costs of ObamaCare’s broken promises
From Akash Chougule; The Hill ~ Oct 18, 2016

Alarm sounds on Medicare premium hikes
By Peter Sullivan; The Hill ~ Oct 18, 2016

How Trump, Clinton would fix the 'crazy' U.S. health system
By Caroline Humer & Emily Stephenson; Reuters ~ Oct 18, 2016

For Better Credit, Sometimes All You Have to Do Is Ask
By Elisabeth Leamy; ABC News ~ Oct 18, 2016

Peters Cosponsors Bill to Prevent Unexpected Costs for Seniors’ Nursing Home Care
Senator Gary Peters Press Release - Oct 17, 2016

Now, even Democrats can see the ObamaCare death spiral
By Post Editorial Board; New York Post ~ Oct 17, 2016

AHIP Head Thinks ACA Risk Programs Will Need Changes
By Caitlin Owens; Morning Consult ~ Oct 17, 2016

Frustration Runs Deep For Customers Forced To Change Marketplace Plans Routinely
By Jordan Rau; Kaiser Health News ~ Oct 17, 2016

U.S. News & World Report Announces the 2017 Best Medicare Plans
US News & World Report ~ Oct 17, 2016

Coordinating Social Security disability and retirement benefits
Spouses can claim benefits when mate collects disability

By Mary Beth Franklin; Investment News ~ Oct 17, 2016

Efficient, fair payer-provider negotiations first step in solving surprise bills
By Grant Ferowich; FierceHealthcare ~ Oct 13, 2016

As Insurers Drop Obamacare, White House Steps Up Sales Pitch
From Bruce Japsen; Forbes ~ Oct 16, 2016

Step-by-step: How to pick best Medicare Advantage plan for you
By Lacie Glover, NW; USA TODAY ~ Oct 16, 2016

Thanks, Obama, For The Decimation Of The Working Class
From Brian Domitrovic; Forbes ~ Oct 16, 2016

How Narrow Is It? Gov’t Begins Test Of Comparison Tool For Health Plan Networks
By Michelle Andrew; Kaiser Health News ~ Oct 14, 2016

1.4 million ObamaCare enrollees will lose their plans in 2017
By Ed Morrissey; Hot Air ~ Oct 145, 2016

Why House Republicans Are Trying to Sink This Obamacare Lawsuit
By Sy Mukherjee ; Fortune ~ Oct 14, 2016

More Than a Million People on Obamacare Could Lose Their Insurance Plans
By Lucinda Shen; Fortune ~ Oct 14, 2016

Officials Warn Some Older Marketplace Customers To Switch To Medicare
By Susan Jaffe; Kaiser Health News ~ Oct 14, 2016

White House Says MACRA Will Ease Into Doctor Practices
From Bruce Japsen; Forbes ~ Oct 14, 2016

Pharma takes an average 35% hit on list price in Medicare Part D: Report
By Tracy Staton; FiercePharma ~ Oct 13, 2016

The real reason your insurance premium is increasing
From Paul Hastings; The Hill ~ Oct 14, 2016

Drug industry, hospitals fight over 340B drug pricing program
By Mackenzie Bean; Becker’s Hospital Review ~ Oct 14, 2016

The Entitlement Time Bomb Politicians Refuse To Discuss
By Bruce McCain; Forbes ~ Oct 14, 2016

Life insurance: Security for America’s future
From David Cummins; The Hill ~ Oct 14, 2016

The Great Trust Fund Robbery
By Brenton Smith, FedSmith - Oct. 13, 2016

EXCLUSIVE: 2/3 Of Doctors Say Obamacare Hurts Quality And Cost Of Healthcare
By Robert Donachie ; The Daily Caller ~ Oct 13, 2016

Study projects flattening ObamaCare sign-ups in 2017
By Peter Sullivan; The Hill ~ Oct 13, 2016

On the issues: Hillary Clinton, Donald Trump differ on what's 'fair' in tax plans
By Eric DuVall; United Press International ~ Oct 13, 2016

How to shop smart during Medicare open enrollment
By Steve Vernon; CBS News ~ Oct 13, 2016

Welfare Offers Short-term Help And Long-term Poverty
From Jeffrey Dorfman; Forbes ~ Oct 13, 2016

Taxpayers Should Remain Alert As Another Bogus IRS Email Hits Inboxes
From Kelly Phillips; Forbes ~ Oct 13, 2016

Coalition of over 50 conservative groups calls on Congress to block Obamacare bailouts
By John Sexton; Hot Air ~ Oct 12, 2016

The Affordable Care Act is undermining wage growth
From Dana Beezley-Smith; The Hill ~ Oct 12, 2016

Obamacare no antidote for higher health-care costs
By Jeffry Bartash; MarketWatch ~ Oct 12, 2016

Insulin costs are way up, but drugmakers say PBMs are collecting the loot
By Carly Helfand; FiercePharma ~ Oct 11, 2016

One doctor's opinion: health care Is a right not a privilege
By Hagop M. Kantarjian, MD; The Hill ~ Oct 12, 2016

MACRA Proposed Rule Creates More Problems Than It Solves
By Niam Yaraghi; HealthAffairs ~ Oct 12, 2016

Social Security checks to get a tiny increase in 2017
By Chris Isidore; CNNMoney ~ Oct 11, 2016

How you pay for investment advice is changing
By Robert Powell; USA TODAY ~ Oct 12, 2016

Hospital industry says it, too, is slammed by drug costs
By Ricardo Alonso-Zaldivar; The Associated Press ~ Oct 11, 2016

St. Jude warns of battery defect in some heart devices
By Matthew Perrone; The Associated Press ~ Oct 11, 2016

Analysis: Clinton, Trump tax plans are "mirror images"
By Nicholas Riccardi; The Associated Press ~ Oct 11, 2016

Rising premiums hit those who don't get subsidies especially hard
By Grant Ferowich; FierceHealthcare ~ Oct 11, 2016

Court deals setback to Obama on consumer board

Here's What the Typical American Retiree Spends on Healthcare
By Matthew Frankel; The Motley Fool ~ Oct 11, 2016

The high cost of indifference: retirement is our country’s next Flint
By Robert Stammers; The Hill ~ Oct 11, 2016

Nokia Adds Assurance to its Carrier SDN Platform
By Linda Hardesty; SDxCentral ~ Oct 11, 2016

Saving future generations from prescription drug abuse
By Mark Trudeau; The Hill ~ Oct 10, 2016

With Insurers Exiting Marketplace, Feds Prepare To Shift Consumers To Different Plans
From KHN Morning Briefing; Kaiser Health News ~ Oct 10, 2016

Obama Administration Refuses To Divulge How Many ObamaCare Enrollees' Plans Are Disappearing
From Michael F. Cannon; Forbes ~ Oct 10, 2016

5 Medicare myths, debunked!
By Selena Maranjian, TMF; USA TODAY ~ Oct 10, 2016

Make sure you have a long-term-care plan in place before it’s too late
By Robert Klein; MarketWatch ~ Oct 10, 2016

To Keep Obamacare Viable, Insurers Are Restricting Access To Doctors
From Bruce Japsen; Forbes ~ Oct 09, 2016

Let's Help Primary Care Doctors in the Movement to Value-Based Care
From Ron Williams; Forbes ~ Oct 08, 2016

Obamacare's sunk: Time for a new ship
By Jim DeMint, THF; Chicago Tribune ~ Oct 07, 2016

Obamacare Patients Granted 'Special' Enrollments Cost Insurers
From Bruce Japsen; Forbes ~ Oct 05, 2016

Rising Premiums Rankle People Paying Full Price For Health Insurance
By Virginia Anderson, KHN; NPR ~ Oct 07, 2016

Republican pushes Ryan to launch new ObamaCare lawsuit
By Peter Sullivan; The Hill ~ Oct 07, 2016

What Trump and Clinton aren't telling you about Social Security
By Keith Rosenkranz; The Hill ~ Oct 07, 2016

White House to Americans: Pay Astronomical Deductibles -- or Else
By Edward Morrissey; The Fiscal Times ~ Oct 06, 2016

ObamaCare architect on defense over rising premiums, blames Republicans
From “Health Care”; Fox News ~ Oct 06, 2016

Why the Drug Industry and Its Critics Are Both Wrong About How R&D Spending Affects Pricing
From Tomas Philipson; Forbes ~ Oct 06, 2016

Tracking Who Makes Money On A Brand-Name Drug
By Julie Appleby; Kaiser Health News ~ Oct 06, 2016

The problem with Social Security lies in its history
By Alicia H. Munnell; The Washington Post ~ Oct 06, 2016

Study: Good heart attack care could add a year to your life
By Marilynn Marchione; The Associated Press ~ Oct 05, 2016

Obamacare Rate Hikes: Incompetence or Sabotage?
By Newt Gingrich; Real Clear Politics ~ Oct 05, 2016

HHS: Millions Are Missing Out On Health Law Tax Credits
From KHN Morning Briefing; Kaiser Health News ~ Oct 05, 2016

We Can Make Medicine Affordable
By Jonathan Fielding ; US News & World Report ~ Oct 05, 2016

How To Defuse The Tax Bomb In Your Retirement Plans
By Jerome Golden; Forbes ~ Oct 05, 2016

With new calls for congressional hearings, PBMs could be next on Capitol Hill's hot seat
By Tracy Staton; FiercePharma ~ Oct 04, 2016

CBO: Bill to block controversial Medicare change would cost $395M
By Peter Sullivan; The Hill ~ Oct 04, 2016

Republicans demand documents from insurers on ObamaCare 'bailout'
By Peter Sullivan; The Hill ~ Oct 04, 2016

Survey: Doctors' political views may affect patient care
By Lauran Neergaard; The Associated Press ~ Oct 03, 2016

Millions leaving government insurance money on the table?
By Tom Murphy; The Associated Press ~ Oct 04, 2016

When It Comes to a Public Option, It’s a Battle of Wills
By Caitlin Owens ; Morning Consult ~ Oct 03, 2016

Why it’s important to not skip Medicare open enrollment
By Ken Moraif; MarketWatch ~ Oct 04, 2016

Rejecting Obamacare's perverse ultimatum
By Sally C. Pipes; The Hill ~ Oct 03, 2016

Ailing Obama Health Care Act May Have to Change to Survive
By Robert Pear; The New York Times ~ Oct 03, 2016

Health Law’s Future Post-Obama Depends On Ability To Evolve
From KHN Morning Briefing; Kaiser Health News ~ Oct 03, 2016

Today's health care reality
By Marilyn Tavenner & Rick Pollack; The Hill ~ Oct 03, 2016

Obamacare Troubles Trigger An HMO Comeback
From Bruce Japsen; Forbes ~ Oct 02, 2016

Time to Prepare for Higher Inflation
From Scott Anderson; Forbes ~ Oct 02, 2016

House budget chairman pans Obamacare
By Evelyn Rupert; The Hill ~ Oct 01, 2016

Government Already Planning ObamaCare Bailout
From Simon Constable; Forbes ~ Sep 30, 2016

Harken Health is quitting Obamacare exchanges in Chicago, Georgia
By John Sexton; Hot Air ~ Sep 30, 2016

Is this the solution to Obamacare's woes?
By Walecia Konrad; CBS News ~ Sep 30, 2016

Lawmakers call for end to Medicare 'experiments'
By Peter Sullivan; The Hill ~ Sep 30, 2016

Yellen Puts 50 Percent Tax on Retirement
By John Mauldin; Newsmax ~ Sep 30, 2016

Obama administration may use obscure fund to pay billions to ACA insurers
By Amy Goldstein; The Washington Post ~ Sep 29, 2016

Watchdog: ObamaCare program made illegal payments
By Peter Sullivan; The Hill ~ Sep 29, 2016

Medicare sets new patient safety goals for hospitals
The Associated Press ~ Sep 29, 2016

Healthcare comes one step closer to an easy-to-understand medical bill
By Zack Budryk; FierceHealthcare ~ Sep 29, 2016

WHY IT MATTERS: Social Security
By Stephen Ohlemacher, Associated Press - Sept 27, 2016

Senators express 'grave concerns' about ObamaCare 'bailout'
By Peter Sullivan ; The Hill ~ Sep 28, 2016

Cracks Appear In Blue Cross' Obamacare Firewall
From Bruce Japsen; Forbes ~ Sep 28, 2016

Obama administration wants to use IRS to hawk Obamacare
By Tom Howell Jr. ; The Washington Times ~ Sep 28, 2016

8 Million Americans Paid $1.7 Billion For Not Having Obamacare
By Thomas Phippen; The Daily Caller ~ Sep 27, 2016

How Social Security Misleads About Claiming Benefits
From Laurence J. Kotlikoff; Forbes ~ Sep 27, 2016

Popular Tax Breaks Expiring At The End of 2016
From Janet Berry-Johnson; Forbes ~ Sep 26, 2016

Cost of Healthcare Becoming Too Real For the Middle Class
By Merima Trako; The Huffington Post ~ Sep 26, 2016

Healthcare leaders recommend restructuring health care system to better serve needs of US throughout 21st century
From Uniformed Services University; Healthcare Xpress ~ Sep 26, 2016

Social Security timing can affect Medicare premiums
By Mary Beth Franklin; InvestmentNews ~ Sep 26, 2016

Walking is medicine? It helped high-risk seniors stay mobile
By Lauran Neergaard; The Associated Press ~ Sep 26, 2016

2 Obamacare Outcomes That are Nothing Short of Shocking
By Sean Williams; The Motley Fool ~ Sep 25, 2016

Older Americans Are More Afraid of Running Out of Money Than Death
By Maurie Backman; The Motley Fool ~ Sep 25, 2016

ObamaCare Mandates Are Dead — Even If Hillary Wins
By Jed Graham; Investor’s Business Daily ~ Sep 24, 2016

Blue Cross of Nebraska dropping out of ObamaCare market
By Peter Sullivan; The Hill ~ Sep 24, 2016

Use HSA to supplement 401(k) savings
By Michael J. Francis; USA TODAY ~ Sep 24, 2016

Adding Up the Clinton and Trump Health-Reform Proposals
By Zachary Tracer & Sahil Kapur; Bloomberg ~ Sep 23, 2016

Shaky Obamacare Market Adds to 'Death Spiral' Fears
By Tatiana Darie; Bloomberg ~ Sep 23, 2016

Opinion: We can do better than Medicare Part B demo
By Daniel F. Hayes, MD & Clifford A. Hudis, MD; The Hill ~ Sep 23, 2016

Editorial: The Slow Slide Into Single-Payer Health Care
Editorial; Investor’s Business Daily ~ Sep 23, 2016

How Seniors Can Cope with the Higher Post-2016 AGI Floor Beneath Medical Expenses
By Robert Trinz; AccountingToday ~ Sep 23, 2016

Got a Yahoo email account? Here are 3 things you need to do now
By Mike Murphy; MarketWatch ~ Sep 23, 2016

Obama Administration Green-Lights Millions Of Surprise Plan Cancellations
From Michael F. Cannon ; Forbes ~ Sep 22, 2016

Dems to GOP: Help us fix ObamaCare
By Peter Sullivan; The Hill ~ Sep 22, 2016

Government to step in if insurance companies don't offer affordable health care choices
By Rep. Jim McDermott (D-Wash.); The Hill ~ Sep 22, 2016

$11 Billion In Missing Obamacare Subsidies From Mass Tax Noncompliance
From Brian Blase; Forbes ~ Sep 22, 2016

Clinton vs Trump: Healthcare policy could radically change with election
By Sabriya Rice; The Dallas Morning News ~ Sep 22, 2016

IRS Warns On New Scam Involving Fake Tax Bills & Affordable Care Act
From Kelly Phillips Erb; Forbes ~ Sep 22, 2016

4 ways to protect yourself from inflation in retirement
By Kerry Hannon; MarketWatch ~ Sep 22, 2016

PBGC slashes late penalties
By Hazel Bradford; Pensions & Investments ~ Sep 22, 2016

How the Obama administration’s executive actions sabotaged Obamacare
By Josh Blackman; The Washington Post ~ Sep 21, 2016

More Doctors To Retire As MACRA And Value-Based Pay Hit
From Bruce Japsen; Forbes ~ Sep 21, 2016

My bank wants to sell me an annuity -- should I buy?
By Walter Updegrave; CNNMoney ~ Sep 21, 2016

The Fed Put A 50% Tax On Your Retirement Plan
From John Mauldin; Forbes ~ Sep 21, 2016

Hitch Keeps Many High-Deductible Plans From Covering Chronic Care Up Front
By Michelle Andrews; Kaiser Health News ~ Sep 20, 2016

Is a revocable living trust right for you?
By Maurie Backman, TMF; USA TODAY ~ Sep 20, 2016

A doctor asks: Was ObamaCare designed to fail?
From Jeffrey I. Barke, M.D; The Hill ~ Sep 19, 2016

CMS: Bundled Payments Are Driving More Care to Home Health
By Amy Baxter; Home Health Care News ~ Sep 19, 2016

Law Revamping Medicare ID Cards to Be Revived
By Jordan Cohen; JDSupra ~ Sep 19, 2016

New rules to help public learn results of medical research
The Associated Press ~ Sep 19, 2016

The Top Scams Targeting Seniors And What To Do About Them
By Anthony Cirillo ; The Huffington Post ~ Sep 19, 2016

This Damning New Obamacare Poll Suggests That Affordability Is a Growing Concern
By Sean Williams; The Motley Fool ~ Sep 18, 2016

New Kaiser Survey Suggests ObamaCare Is Killing Jobs
From Michael F. Cannon; Forbes ~ Sep 16, 2016

The New Pre-Existing Condition: Insurers Denying Coverage to Most Vulnerable Americans
By Dana Kuhn; The Huffington Post ~ Sep 16, 2016

The Vexing Economics of Obamacare
By Vann R. Newkirk II; The Atlantic ~ Sep 17, 2016

U.S. inflation stirring as healthcare, housing costs surge
By Lucia Mutikani; Reuters ~ Sep 17, 2016

Predictions For 2017 Tax Rates, Brackets & Deduction Amounts Look Like (Mostly) Good News
By Kelly Phillips Erb; Forbes ~ Sep 17, 2016

Merkley: 33 Senate Dems now back ObamaCare public option
By Peter Sullivan; The Hill ~ Sep 16, 2016

Candidates Decry High Drug Prices, But They Have Few Options For Voters
By Julie Rovner; Kaiser Health News ~ Sep 16, 2016

Changing to Elderly Index for COLA Calculation Will Be Insignificant
By Brenton Smith, FedSmith.Com - Sept 15, 2016

Behind health law's 'growing pains,' more serious problems?
By Ricardo Alonso-Zaldivar; The Associated Press ~ Sep 15, 2016

The Ads Say ‘Get Your Flu Shot Today,’ But It May Be Wiser To Wait
By Julie Appleby; Kaiser Health News ~ Sep 15, 2016

National Retiree Legislative Network meets with federal agency to discuss Villages Health insurance situation
By Marv Balousek, Villages-News.Com - Sept 7, 2016 7

Hospital Employment of Doctors Rising Rapidly
By Ken Terry; Medscape ~ Sep 14, 2016

Official hints at settlement talks with ObamaCare insurers
By Peter Sullivan; The Hill ~ Sep 14, 2016

Workers Pay More for Health Care as Companies Shift Burden, Survey Finds
By Reed Abelson; The New York Times ~ Sep 14, 2016

Treasury Backs Partial Annuity Pension Payouts
By Ashlea Ebeling; Forbes ~ Sep 14, 2016

ANALYSIS/OPINION:Politico trying to rewrite Obamacare history, on Obama’s orders
By Kelly Riddell; The Washington Times ~ Sep 13, 2016

GOP report: State-run ObamaCare exchanges are headed for collapse
By Sarah Ferris; The Hill ~ Sep 13, 2016

Improper use of blood pressure drugs endangers 5 million Americans: CDC
By Stephen Feller; United Press International ~ Sep 13, 2016

3 ways the Department of Labor is helping retirees
By Mike Sorrentino; MarketWatch ~ Sep 13, 2016

GOP lawmaker moves to force vote on IRS impeachment
By Naomi Jagoda; The Hill ~ Sep 13, 2016

How to Lower the Tax Hit on IRA Distributions
By Jonathan Guyton; The Wall Street Journal ~ Sep 13, 2016

Retirees Should Look Beyond Their Investments For Income Planning
From Wade Pfau; Forbes ~ Sep 13, 2016

Poverty Among Seniors Has Dropped
By Dan Kadlec; Money ~ Sep 13, 2016

Obama meets with insurance CEOs on health law
By Peter Sullivan; The Hill ~ Sep 12, 2016

GOP lawmakers denounce fraud in ObamaCare
By Peter Sullivan; The Hill ~ Sep 12, 2016

Report: Obamacare Marketplaces Are STILL Susceptible To Fraud
By Juliegrace Brufke; The Daily Caller ~ Sep 12, 2016

Despite Insurer Obamacare Woes, Hospitals Doing Just Fine
From Bruce Japsen ; Forbes ~ Sep 11, 2016

Democrats Try To Scapegoat Aetna For ObamaCare's Failures
Investor’s Business Daily ~ Sep 10, 2016

Health-law model drops out of Obamacare program
By Robert Pear, NYT; The Seattle Times ~ Sep 10, 2016

Health Care Providers Scramble to Meet New Disaster Readiness Rule
By Sheri Fink; The New York Times ~ Sep 09, 2016

How Clinton and Trump plan to tackle education as president
The Associated Press ~ Sep 10, 2016

Why Taxing Fairly Means Not Taxing Inheritances
By N. Gregory Mankiw; The New York Times ~ Sep 09, 2016

Now is the time for an annual Medicare check-up
By Katy Votava; Investment News ~ Sep 09, 2016

Organize Your Financial Documents With These 10 Helpful Categories
From Michael Helveston; Forbes ~ Sep 09, 2016

Congress should impeach the IRS commissioner — or risk becoming obsolete
By George F. Will; The Washington Post ~ Sep 09, 2016

Critics Are Lining Up to Oppose Changes to Dodd-Frank Law
By Gina Chon; The New York Times ~ Sep 09, 2016

Iron curtain of drug pricing will topple the healthcare system
By Amy Faith Ho; The Hill ~ Sep 02, 2016

After Year Filled With Turmoil, Health Law Is At A Crossroads
From KHN Morning Briefing; Kaiser Health News ~ Sep 08, 2016

On Obamacare, Senators Demand Answers From Aetna
By Kimberly Leonard; US News & World Report ~ Sep 08, 2016

Medicare grants doctors flexibility in new payment system
By Lauren Clason; The Hill ~ Sep 08, 2016

CNBC's Jake Novak: Obamacare Can't Cure 'Stupidity' in the World
By Frank McGuire; Newsmax ~ Sep 08, 2016

IRS refuses to abandon targeting criteria used against tea party, conservative groups
By Stephen Dinan; The Washington Times ~ Sep 07, 2016

Hatch: Drug Prices a ‘Major Issue’ for Next Congress
By Caitlin Owens; Morning Consult ~ Sep 07, 2016

One of the main reasons insurance companies are ditching Obamacare isn't going away
By Bob Bryan; Business Insider ~ Sep 07, 2016

States that resisted the ACA face the biggest hurdles in 2017
By Evan Sweeney; FierceHealthcare ~ Sep 07, 2016

Uninsured Rate Hits Record Low, But Pace Of Progress Drastically Slows
From KHN Morning Briefing; Kaiser Health News ~ Sep 07, 2016

We all agree: Medicare cuts need slow phase-in, analysis
By Scott Whitaker & Dan Starck; The Hill ~ Sep 07, 2016

Why Private Practice Is Dying
From Reed Wilson; Forbes ~ Sep 07, 2016

Handymen, home care helps seniors trying to age in place
By Lauran Neergaard; The Associated Press ~ Sep 07, 2016

The Fed's Monetary Monkeying Is Ruining Your Retirement And The Economy
From John Mauldin; Forbes ~ Sep 07, 2016

Gaps In Care Persist During Transition From Hospital To Home
By Anna Gorman; Kaiser Health News ~ Sep 06, 2016

The Incredible Shrinking Obamacare
By David Brooks; The New York Times ~ Sep 06, 2016

How Messed Up Is ObamaCare? Even Lack Of Competition Hurts Insurers' Profits
By Jed Graham; Investor’s Business Daily ~ Sep 06, 2016

Progress slows on uninsured as health law blame game goes on
By Ricardo Alonso-Zaldivar; The Associated Press ~ Sep 06, 2016

Obama, Former Chief Health Official Already Floating Public Option To Replace Failing Obamacare
By Robert Donachie; The Daily Caller ~ Sep 04, 2016

Updated Renewal And Discontinuation Notices, Auto-Reenrollment, And Other ACA Developments
By Timothy Jost; Health Affairs ~ Sep 05, 2016

Have PPO Networks Perpetrated The Greatest Heist In American History?
From Dave Chase; Forbes ~ Sep 05, 2016

41% of Social Security Recipients Spent Over a Third of Their Benefits on Medicare Costs in 2015
By Sean Williams; The Motley Fool ~ Sep 04, 2016

House GOP faces fight over impeaching IRS commissioner
By Naomi Jagoda; The Hill ~ Sep 05, 2016

Hospital group CEO on what's ailing Obamacare
By Maria Bartiromo; USA TODAY ~ Sep 04, 2016

For Best Obamacare Buy, Insurers Offer Even Narrower Choices
From Bruce Japsen; Forbes ~ Sep 04, 2016

Are You About to Get Hit Hard by Soaring Medicare Premiums?
Todd Campbell; The Motley Fool ~ Sep 04, 2016

This Type of Brain Training Can Keep You From Getting Dementia
By Sam Becker ; CheatSheet ~ Sep 03, 2016

5 Money Myths You Probably Believe
By Liz Weston; NerdWallet ~ Sep 01, 2016

These are the signs of an economic collapse
By Michael Gray; New York Post ~ Sep 03, 2016

FDA warns of fatal risks from mixing opioids and sedatives
From Associated Press; Chicago Sun Times ~ Sep 03, 2016

15 Ways to Save Social Security -- Which Would You Choose?
By Sean Williams; The Motley Fool ~ Sep 03, 2016

FDA warns of fatal risks from mixing opioids and sedatives
From Associated Press; Chicago Sun Times ~ Sep 03, 2016

15 Ways to Save Social Security -- Which Would You Choose?
By Sean Williams; The Motley Fool ~ Sep 03, 2016

GM recall survivors group launches Detroit billboard
By Melissa Burden; The Detroit News ~ Sep 02, 2016

Does The Obama Administration Not Have Lawyers That Can Read?
From Seth Chandler; Forbes ~ Sep 02, 2016

CMS encourages exchange insurers to offer ‘simple choice plans’
By Dan Cook; BenefitsPRO ~ Sep 02, 2016

Simplifying The Way To Billions In Healthcare Savings
From Kenneth L. Davis; Forbes ~ Sep 02, 2016

Love and Burnout: Caregivers, Too, Need Care
By Constance Gustke; The New York Times ~ Sep 02, 2016

Four Retirement Expenses That May Catch You By Surprise
From Joel Johnson; Forbes ~ Sep 02, 2016

Geriatric ERs Reduce Stress, Medical Risks For Elderly Patients
By Anna Gorman, Kaiser Family Foundation - Aug 23, 2016

Drugmakers get their $2.3 bln worth in Washington
By Gina Chon; Reuters ~ Sep 01, 2016

The White House claim that ‘most’ people on Obamacare pay $75 or less
By Glenn Kessler; The Washington Post ~ Sep 01, 2016

Health chief: ObamaCare sustainable even if Congress doesn't act
By Peter Sullivan; The Hill ~ Sep 01, 2016

Opinion: How Gilead ‘broke’ Obamacare
By Tim Mullaney; MarketWatch ~ Sep 01, 2016

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