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To make a decision between the original Medicare path or the Medicare Advantage (MA) path, it is important to make a choice between MA with out-of-pocket protection and one of the Medicare Supplemental Plans (Medigap) that pay the 20% not covered by original Medicare. KNOWING MEDIGAP PRICES BY PLAN IS CRITICAL! The NRLN had urged the Centers for Medicare and…

The National Retiree Legislative Network (NRLN) has co-signed a letter with more than a dozen other advocacy organizations to the Internal Revenue Service/Treasury Department’s opposing its proposed rule to eliminate the physical presence requirement for the witnessing of spousal consents to surrender the spouse’s rights to retirement benefits. The federal government’s proposal would sacrifice critical legal protections for spouses’ (most…

Mercer, a professional services firm, reported on its global website homepage on February 21, 2023, that the Secure 2.0 Act passed 90 new rules that apply to savings and pensions and that just 8 of them focused solely on single payer DB plan issues. Three of the 8 were NRLN proposals: (1) single payer plans Annual Funding Notice modifications; (2)…

Bloomberg News reported on January 24 that health insurers are again circulating letters among members of Congress to marshal support for Medicare Advantage (MA), a program where private companies covered seniors’ healthcare with the help of $53 billion in taxpayer rebates in 2022. The Medicare Pricing Policy Committee (MedPAC) reported $57 billion. You may recall that in 2017, I referred…