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As we age, planning for long-term care becomes a priority, especially as we consider how best to support the needs of older adults. The National Retiree Legislative Network (NRLN) recognizes the importance of accessible, reliable resources for retirees and their families, and has compiled an extensive guide to help navigate the complexities of long-term care options. This resource provides invaluable insights into different types of care, from assisted living and nursing homes to in-home care and other supportive services. Whether you’re seeking immediate assistance or preparing for the future, the NRLN’s guide aims to empower retirees and families with the knowledge to make informed choices, ensuring that older adults receive the quality care they deserve.
RESOURCES AVAILABLE:
- In the community
Care can be provided in the community at adult day care centers or senior centers. Services may include meals, exercise, social activities, personal care, and transportation.
- In a residential facility
Care can be provided in a residential facility, such as an assisted living facility, nursing home, board and care home, or continuing care retirement community. Some facilities offer housing and housekeeping, while others provide personal care, meals, medical services, and social and recreational activities.
- In the home
Some older adults can stay in their own homes with help for certain services.
The main difference between the types of facilities is the amount of care a person needs. Nursing homes are the most expensive type of residential care because they provide the highest level of care.
When choosing a long-term care facility, you can:
- Visit several facilities in person
- Ask about the number of residents, cost, and availability
- Check for Medicare and Medicaid certification, state licensing, and accessibility for people with disabilities
- Look for residents who are well cared for and dressed appropriately
- Check for a clean, comfortable, and well-maintained facility
You can also use the Benefit Finder Tool at www.usa.gov/benefit-finder to find benefits and learn how to apply for them. The National Council on Aging’s BenefitsCheckUp at www.ncoa.org/older-adults/benefits/ can help you find public and private benefit programs.